Catastrophic Injury & Wrongful Death Funding: Get Cash Now, While Your Case Wins
Injured and waiting on your settlement? Diamondback Funding gives you cash now, no credit check, no monthly payments, and zero repayment if you lose your case.
Had surgery or a broken bone? Those are the cases we move fastest.
No obligation. No credit check. Takes 2 minutes.
Apply for Funding
What is catastrophic injury & wrongful death funding?
Catastrophic Injury & Wrongful Death Funding, also called pre-settlement funding or a settlement advance, gives injured plaintiffs access to cash from their expected settlement before the case concludes. Despite the term "loan," it operates very differently from any bank product.
Catastrophic injury cases often take 12 to 36 months to resolve. Throughout that period, injured plaintiffs face mounting medical bills, lost wages, and everyday living expenses, pressure insurance companies exploit with early lowball offers that fall far short of a claim's true value.
Pre-settlement funding breaks that cycle. When your bills are covered, your attorney can negotiate from patience rather than desperation, and plaintiffs who can wait for a fair settlement consistently recover more than those forced to accept early offers.
The injury decides what the case is worth, and how fast we can fund it.
Insurers value a claim by what the records prove. A fracture, a surgery, or a permanent scar is proof that does not need arguing, which is why those files move through review the fastest and carry the most value.
How does funding work, from application to cash?
Apply Online
Complete our 2-minute form or call our team. Basic case details only, no documents needed at this stage.
Attorney Review
We contact your attorney to evaluate liability, injury severity, and estimated settlement value.
Fast Decision
Our underwriters assess your case and return a funding decision, typically the same business day.
Clear Agreement
We present a fully transparent agreement. All terms are spelled out before you sign, no hidden costs.
Funds Delivered
Money arrives via wire transfer or overnight check within 24–48 hours of signing.
No obligation. No credit check. Takes 2 minutes.
How much could you qualify for?
Adjust the sliders for an instant estimate based on your case profile. All figures are illustrative, actual amounts depend on case evaluation.
Do you qualify for catastrophic injury & wrongful death funding?
Most plaintiffs with an active case and legal representation are eligible. Approval is based on your case, not your credit history.
Active Lawsuit or Claim
You have a personal injury claim or filed lawsuit within your state's statute of limitations.
Attorney on Contingency
Funding requires an attorney representing you on a full contingency fee basis who signs an acknowledgment of the funding agreement. We cannot fund without both.
Another Party at Fault
A third party bears legal responsibility, with insurance or assets to recover against.
Documented Damages
Medical records, lost wage documentation, or other evidence of loss support a stronger funding amount.
Treatment Underway
Your damages are documented and ongoing where applicable.
Age 18 or Older
Applicants must be at least 18. Parents or guardians may apply on behalf of injured minors in some cases.
Call for a free, no-obligation eligibility review. We'll give you an honest answer in minutes.
What can you use catastrophic injury & wrongful death funding for?
There are no restrictions on how you use your pre-settlement funding. Most of our clients use it to bridge the gap while treatment continues and their attorney builds the case.
Whether it's keeping the lights on, covering out-of-pocket medical costs, or replacing lost income from missed work, the money is yours to use where it's needed most.
Apply Now →| Expense Type | Covered? |
|---|---|
| Medical bills & treatment | ✓ Yes |
| Rent, mortgage & utilities | ✓ Yes |
| Lost wages / income gap | ✓ Yes |
| Groceries & daily expenses | ✓ Yes |
| Transportation to appointments | ✓ Yes |
| Childcare | ✓ Yes |
| Any other personal expense | ✓ Yes |
What should every plaintiff know about catastrophic injury & wrongful death funding?
Catastrophic cases, traumatic brain injuries, spinal cord damage, severe burns, amputations, and fatal injuries, carry the largest damages and the longest timelines. Life-care planning, economic experts, and high-limit insurance disputes routinely push these cases past two years. These are the cases where funding matters most, and where we approve our largest advances: the documented damages support it, and the family should never be forced into an early settlement by financial pressure.
What Determines How Much You Qualify For
Diamondback evaluates four primary factors: liability, the clearer the fault, the stronger the case for funding; documented damages, which establish the value floor; the defendant’s insurance or ability to pay, which sets the recovery ceiling; and your attorney’s assessment of likely resolution value. Approvals typically range from 10–20% of estimated case value.
The Role of Your Attorney
We communicate directly with your legal team to review case documentation and determine an appropriate advance, which protects you: your attorney ensures the funding is structured sensibly relative to your expected recovery, and we never direct litigation strategy or pressure settlement decisions.
Free assessment in minutes. No credit check, no obligation to accept.
Apply NowOr call (917) 267-8368
Case already settled? Post-settlement funding →
Related Case Types
At a Glance
Can I get pre-settlement funding for a catastrophic injury or wrongful death case, and how fast?
Yes. Catastrophic injury and wrongful death cases are the files where funding matters most and where the review goes deepest, because the injury is not in question but the collectible value is. Once your attorney's office sends the liability facts, the medical picture and every policy that could respond, most decisions go out the same business day, and funds arrive by wire or overnight check within 24 to 48 hours of signing. Advances run 10 to 20% of what the case can realistically collect, from $500 to $500,000, and larger files are often funded in stages as the case develops. No credit check, nothing to pay while the case is open, and if the case is lost you owe nothing. Send it in and we will tell you plainly.
What makes a catastrophic injury or wrongful death case strong for funding?
Coverage first, because it is the ceiling. A spinal cord injury, amputation, severe burn or death against a minimum auto policy is worth what that policy pays unless there is more behind it: a commercial or trucking policy, an umbrella, a second defendant such as a property owner, contractor or manufacturer, or your own underinsured motorist coverage. Then liability that is documented, ideally with fault admitted or fixed by a police or agency report. Then damages a jury would see: a life care plan, a treating surgeon's prognosis, wage records, and for a wrongful death, the decedent's earnings and the family who depended on them. A wrongful death file also needs an appointed representative of the estate, because that is who signs. Missing pieces do not close the door; they set the size of the first advance.
Where we fund catastrophic injury and wrongful death cases
We fund catastrophic injury and wrongful death cases in 41 states; these are the ones our clients come from most, with the rules that move case value the most.
New York: fault cutoff none, except auto cases from 5/26/2026; filing deadline 3 years injury, 2 years death.
New Jersey: fault cutoff barred above 50%; filing deadline 2 years.
Pennsylvania: fault cutoff barred above 50%; filing deadline 2 years.
Florida: fault cutoff barred above 50%; filing deadline 2 years.
Texas: fault cutoff barred above 50%; filing deadline 2 years.
California: fault cutoff none, pure comparative; filing deadline 2 years.
Arizona: fault cutoff none, pure comparative; filing deadline 2 years.
Georgia: fault cutoff barred at 50%; filing deadline 2 years.
State facts verified against statute text as of September 10, 2026; the full rules, citations and exceptions are on each state page. Your attorney confirms how they apply to you.
Funding at a glance
Cost, in writing
No upfront fees, no monthly payments, and the exact payoff at 6, 12, 18 and 24 months before you sign. What funding costs
Catastrophic Injury & Wrongful Death Funding FAQs
Most applications receive a decision the same business day once we have your case details from your attorney. After you sign, funds arrive by wire transfer or overnight check within 24–48 hours.
Approvals typically range from 10–20% of your estimated case value, from $500 up to $500,000, depending on liability strength, documented damages, and available insurance coverage. Your exact amount is determined after case review with your attorney.
Partial fault doesn't automatically disqualify you, it depends on your state's comparative negligence rules and how fault is likely to be apportioned. Apply or call us and we'll give you an honest read on your situation.
No. Your attorney maintains full control over your case and settlement strategy. We never direct litigation and you're never pressured to accept any offer, the funding exists precisely so you can refuse lowball offers.
You owe nothing. Our funding is non-recourse: repayment comes only from your settlement or judgment. The one exception, standard across the industry and required by state funding laws, is fraud or material misrepresentation in connection with your application or claim, which voids the non-recourse protection.
The person the court appointed to bring the claim, usually called the personal representative, administrator or executor, and the agreement is signed through the attorney handling the wrongful death case. Individual family members who will share in the recovery can sometimes be funded against their expected share once the attorney confirms how the recovery will be divided. Send the file in and we will tell you which path fits your family.
Yes, and this is often the right time. Long-term care and lost income are already known in outline, and the treating team's prognosis is what the case will be valued on. Funding while you are still treating is sized to the coverage your attorney has identified so far and can be increased as the picture firms up, which is why we ask for every policy that could respond on day one.
No. Funding is available while the case is open. In many states a court reviews how a wrongful death recovery is divided among the family before it is paid out, and that step can add time between the agreement and the check, so the payoff schedule you see before you sign already accounts for it. Repayment still comes from the settlement through your attorney's trust account, never from the family directly.
Don’t let their delay tactics force a bad settlement
Stay financially stable while fighting for the settlement you deserve, without pressure to accept a lowball offer.
Apply Now →No obligation · No credit check · Decision the same business day